Ujwal Paradise a residential township project in Dhayari, Pune. Lavish and spacious 1 & 2 BHK flats in Dhayari, Sinhgad Road, Pune, blessed with a panoramic view of the hills makes life here pleasant and elite. We are providing over 35 amenities to be enjoyed by only 80 lucky families

Life Comes Close!

Ujwal Paradise

Over 35 Amenities for Only 80 Families!

Corona a ready possession 1, 2 and 3 bhk flats in kondhwa, pune

Comfort - that is the other

name for Ujwal Home Makers.

Corona

106 Flats

ROW HOUSE

Everything from room
to mansion.

GOLD EMBER-ROW HOUSE

88 Flats & 24 Row Houses

Serena

Give wings to your wishes!

Serena

24 Flats

GOLD EMBER

Where happiness prevails

High Bliss

211 Flats

Queries

Q: Who can apply for a housing loan?

Any person, including Non Resident Indians, with a steady source of income can borrow funds for financing the cost of a flat from housing finance companies and banks.

Q: When can I apply for a loan?

You can apply for a home loan even before you have selected the property. The loan amount would be sanctioned or approved for you, based on your repayment capability.

Q: Can a Non Resident Indian avail of housing loans?

Yes. Repayment of loan should be made within a period not exceeding 20 years out of inward remittances or out of funds held in the borrower’s NRE/FCNR/NRO accounts.

Q: What are the various types of loans available?

Types of loans :
Home loans.
Home improvement Loans.
Home Construction loans.
Home Equity Loans.
Home Extension Loans.
Home Conversion Loans.
Land Loans.
Bridge Loans.
Refinance Loans.
Loan to NRIs.
Balance Transfer.
All of these are available on an adjustable rate or fixed rate.

Q: What is the minimum loan amount or how much can a person borrow?

You can get a home loan starting from Rs. 2 lakh (Delhi, Mumbai & Bangalore). The loan amount depends on your repayment capability and is restricted to a maximum of 85% of the cost of the property or the cost of the construction as applicable. The balance 15% cost of the flat is to be funded by the flat purchaser from his own contribution.

Q: What are the factors considered for repayment capacity?

Repayment capacity takes into consideration factors such as income, age, qualifications, number of dependants, spouse’s income assets, liabilities, stability, continuity of occupation and saving s history.

Q: What is an EMI?

Equated Monthly Installment (“EMI”) is the amount comprising a portion of the interest and the principle loan amount which is payable by a borrower to the lender every month.

Q: How is the rate of interest calculated in India?

Interest rates vary from time to time and from institution to institution. There are two schemes,
Fixed Rate Home Loans.
Adjustable Rate Home Loans.
The current trend ranges from about 11.5% to 13% pa. Under the Fixed Rate Home loans the rate applicable on the date of disbursement remains fixed during the entire duration of the loan. If you opt for an Adjustable Rate Home Loan, the interest rate would vary with the bank Home Floating Reference Rate.

Q: What is a fixed-rate housing loan?

A fixed-rate housing loan is a loan where the rate of interest is constant through the entire term of the loan period.

Q: What is a Floating interest rate housing loan?

A floating interest rate loan is a loan where the interest rate payable is linked to the market conditions such as the bank retail prime lending rate and rises and falls with the bank rate varies. Hence a borrower bears the risk of interest rate fluctuations. Floating interest rates offered are usually lower than the fixed interest rates.

PROJECT GALLERY

Gold Ember Living in warm goodness
Gold Ember
With close proximity to the hinjewadi software park and in the vicinity of sinhagad fort, on mumbai banglore bypass, this spectacular project has been planned and designed to sit in the lap of luscious greens. Read more...
High Bliss Give wings to your wishes..
High Bliss
With close proximity to the hinjewadi software park and in the vicinity of sinhagad fort, on mumbai banglore bypass, this spectacular project has been planned and designed to sit in the lap of luscious greens. Read more...
Corona Radiance of mood lighting
Corona
‘Corona’ proffers an array of the select best amenities for you to unwind and rejuvenate at the end of the long day. Nestled in the most beautiful environs the club house is one hot spot to socialize! Read more...
Ujwal Paradise Life Comes Close!
Paradise
Life comes close when dreams are realised. When time stands still for the loved ons. When you get a perfect space to express abd rejoice. When you get connected with world and feel the abundance. When nature you and makes moments worthy. Read more...